Leasing instead of credit: these are your advantages

Do you want to invest without taking out a loan? And you don’t want to touch your liquidity reserves? Then leasing could be just the thing for you – for real estate, vehicles, machinery and more.
The principle of leasing can be briefly described as follows: You can use capital goods such as a company car without having to buy it yourself for a lot of money. The lessor purchases the item for you and makes it available to your company. You pay a regular lease payment for this.


The main advantages of leasing at a glance

The main advantages of leasing at a glance

  • They create more financial scope and receive tailor-made financing solutions based on their cash flow: “Pay as you earn” principle.
  • Thanks to fixed leasing rates, you have a secure basis for calculation.
  • They do not tie up equity and remain liquid.
  • You stay up to date with your operating equipment and are independent of the manufacturer or supplier of the investment object.
  • You can deduct the leasing installments from tax as operating expenses.


Tailor-made contracts possible

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Leasing contracts can be designed very flexibly. For example, you can adjust the lease term of the capital asset to your useful life. Or link the leasing rates with your occupancy rate. You also choose between various forms of contract: either you return the leased asset at the end of the term. Or you can buy it after this time or extend the contract.


The main leasing goods

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With equipment leasing, you rent movable assets such as machines, office equipment or exhibition stands. The classic in this category is the company car. With the leasing companies of the Astro Financial Group, you are manufacturer-independent. You can put together a fleet of different brands according to your wishes. And even from a small number of vehicles, you can also transfer the fleet management of the leasing company.

You can even lease high-quality real estate. You do not have to invest large sums and remain flexible when using the property. In general, this applies to both new buildings and existing properties. In the so-called sale-and-lease-back, the leasing company acquires the building from you and then rents it out to you.

You can also use leasing abroad. Because the leasing companies of the Astro Financial Group are active in many countries. Above all, Deutsche Leasing AG. It offers its services in over 20 countries and supports entrepreneurs with local German-speaking contacts. In addition to financing capital goods, Deutsche Leasing also enables sales leasing: As a German exporter, you can not only offer your customer abroad your product, but also the right financing by leasing. So your foreign partner does not have to strive for financing yourself – a strong argument for your company in the export business.

By the way: If you are in a particular hurry – leasing is also very quick with the “2-minute commitment” for smaller investments. Simply contact our experts with your leasing request.